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Interactive navigation is a tool that goes beyond the standard navigation of the integrated content (available in the report drop-down bar). New approach allowed to navigate in the two additional business dimensions of the PZU Group, i.e .:
- strategy (insurance, health, investments, finances);
- sustainable development (sales, employees, social responsibility, natural environment and ethics).
In the Chapter
GRIs
In the Chapter
GRIs
In the Chapter
GRIs
In the Chapter
GRIs
In the Chapter
GRIs
In the Chapter
GRIs
In the Chapter
Operating model
Climate
Employee
Risk and ethics
Business
In the Chapter
Operating model
Climate
Employee
CSR
Risk and ethics
Market
Business
In the Chapter
Operating model
Employee
Risk and ethics
Business
In the Chapter
Operating model
Employee
Risk and ethics
Business
In the Chapter
Operating model
Climate
Employee
CSR
Risk and ethics
36. Receivables
| Receivables – carrying amount | 31 December 2019 | 31 December 2018 |
| Receivables on direct insurance, including: | 2,727 | 2,574 |
| – receivables from policyholders | 2,591 | 2,438 |
| – receivables from insurance intermediaries | 112 | 112 |
| – other receivables | 24 | 24 |
| Reinsurance receivables | 58 | 115 |
| Other receivables | 2,952 | 3,654 |
| – receivables from disposal of securities and security deposits 1) | 1,065 | 1,632 |
| – receivables on account of payment card settlements | 937 | 992 |
| – trade receivables | 249 | 340 |
| – receivables from the state budget, other than corporate income tax receivables | 169 | 237 |
| – receivables by virtue of commissions concerning off-balance sheet products | 153 | 178 |
| – prevention settlements | 47 | 46 |
| – receivables from direct claims handling on behalf of other insurance undertakings | 26 | 27 |
| – receivables for acting as an emergency adjuster | 13 | 14 |
| – receivables on account of Corporate Income Tax | 28 | 6 |
| – receivables from security and bid deposits | 39 | 34 |
| – interbank and interbranch receivables | 35 | 7 |
| – other | 191 | 141 |
| Total receivables | 5,737 | 6,343 |
1) this line item presents receivables associated with executed but outstanding transactions on financial instruments.
As at 31 December 2019 and 31 December 2018, the fair value of receivables did not differ significantly from their carrying amount, primarily due to their short-term nature and the policy of recognizing impairment losses.
| Receivables – according to maturity stipulated in the terms and conditions of the agreement | 31 December 2019 | 31 December 2018 |
| Up to 1 year 1) | 5,531 | 6,163 |
| 1 to 5 years | 205 | 162 |
| Over 5 years | 1 | 18 |
| Receivables – according to maturity stipulated in the terms and conditions of the agreement, total | 5,737 | 6,343 |
1) Including past due receivables.