|Employee expenses||1 January – 31 December 2019||1 January – 31 December 2018|
|Defined contribution plans, including:||758||743|
|– charges on salary||679||673|
|– 3rd pillar pension insurance, including costs of Employee Pension Plan contributions incurred in the period||79||70|
|Total employee expenses||5,252||5,109|
In 2018-2019, PZU, PZU Życie and PZU CO had third pillar pension plans for their employees, which were defined contribution plans. The employer additionally paid 7% of the gross salary amount as a contribution to these plans.
Employee expenses are recognized under “Claims and movement in technical provisions”, “Acquisition expenses”, “Administrative expenses” and “Other operating expenses” in the consolidated profit and loss account.